# Business Loan Calculator — Merchant Fund Express > Free amortizing business loan calculator for monthly payment, total interest and total repayment. URL: https://merchantfundexpress.com/business-loan-calculator/ ## Key facts - Standard amortization from principal, annual rate and term - Term loans are almost always cheaper than MCAs in APR terms - Merchant Fund Express funds $5K-$5M, 2-4 hour decisions - Compare MCA vs loan before signing ## About Merchant Fund Express Honest, trusted, professional DIRECT business funder. Products: working capital, line of credit, MCA, equipment financing, invoice factoring, revenue-based financing. Funds $5,000-$5,000,000. Requires $15,000+/month revenue and 500+ FICO. 2-4 hour decisions, same-day funding possible. Phone (305) 384-8391. Also buys out and refinances existing MCAs.