Complete Business Solutions For Modern Businesses
Approval
Funded
Deployed
We understand that time is money, which is why our small business loans are designed to be fast, simple, and convenient—most of our clients receive funding the same day or within just two business days.
Just answer a few straightforward questions about your business—our easy online application takes only minutes to complete.
Our underwriting team moves fast, working to secure the maximum funding amount for your business.
After a quick call and signing your agreement, you'll typically have access to your funds the very same day.
Complete business solutions designed to help your business grow and thrive
Get approved fast with our streamlined digital process
Use funds for any business need - no restrictions
Industry-specific expertise for your unique needs
Fuel your business expansion with growth capital
Bank-level security protects your sensitive data
Advanced technology finds your perfect funding match
Restock popular items to meet your growing demand and seasonal opportunities.
Get the hardware and equipment you need to streamline operations.
Staff up and invest in the people who'll help take your business to the next level.
Reach a larger audience with smart, creative marketing initiatives.
Small daily payments that align with your daily sales - perfect for restaurants, retail, and service businesses.
Predictable weekly payments for businesses with consistent cash flow patterns and established revenue cycles.
Tailored payment schedules that match your specific business model and seasonal fluctuations.
Get funding decisions in as little as 24 hours.
Repayment is structured to align with your business's daily or monthly revenue.
Focus on your growth, not risking your assets.
Use the capital however your business needs: payroll, inventory, renovations, marketing, or expansion.
We understand the challenges of cash flow management, growth opportunities, and operational expenses. Our funding solutions adapt to your industry's unique needs.
Tailored business funding solutions across all major industries nationwide
Dining establishments and coffee shops
Bakeries, delis, and specialty food
Automotive repair and service centers
Hair salons, nail salons, and day spas
General contractors and trade specialists
Boutiques, shops, and retail businesses
Healthcare providers and practices
Accounting, legal, and consulting firms
Manufacturing and production facilities
Truck drivers, delivery, and logistics companies
HVAC, plumbing, and home improvement
Online stores and digital businesses
Serving businesses nationwide across all major industries
Maintain steady operations with consistent funding for payroll, utilities, and supplier payments.
Modernize your facilities and equipment to improve customer experience and operational efficiency.
Maintain optimal stock levels to capitalize on seasonal opportunities and meet customer demand.
Scale your team strategically with funding for recruitment, training, and talent acquisition.
Fund strategic marketing initiatives that accelerate customer acquisition and revenue growth.
Complete our secure online form or speak directly with a funding specialist.
Our underwriting team reviews and approves qualified applications within 1-2 business days.
Funds are transferred directly to your business account for immediate use.
See how we've helped thousands of businesses across America grow and thrive
"MFE saved my restaurant during the slow season. The $85K I received helped me keep my staff and actually expand our catering business. Now we're stronger than ever!"
"Needed $300K for new machinery fast. Traditional banks wanted months of paperwork. MFE approved us in 48 hours and we doubled our production capacity!"
"My construction company landed a $2M contract but needed working capital immediately. MFE's team understood our cash flow needs and structured perfect terms for us."
"I was skeptical about business funding companies, but MFE proved me wrong. They delivered exactly what they promised - $750K in working capital within 48 hours. My retail business is thriving now."
"Outstanding service! When our bank denied our loan application, MFE stepped in with a $1.2M solution. Their team understood our healthcare business needs and structured the perfect repayment plan."
"From application to funding in 24 hours! I needed immediate capital for a time-sensitive business opportunity. MFE made it happen when others said it was impossible. Highly recommend!"
"Merchant Fund Express saved our family business during a cash flow crisis. Their flexible repayment terms and understanding approach made all the difference. We're stronger than ever now."
"After being turned down by multiple lenders, MFE approved our $500K equipment financing in just hours. Their expertise in our industry was evident from the first conversation."
"Professional, fast, and reliable. MFE helped us secure the capital needed to expand our consulting firm. The entire process was transparent and stress-free. Five stars!"
We understand that every business has unique financial challenges and growth opportunities. Our comprehensive capital solutions are designed to provide flexible financing that adapts to your business cycle and accelerates your success.
Working capital is the money that is available for a business's short-term commitments. It indicates the state of a company's immediate financial health.
In order to improve cash flow or secure future projects, businesses secure working capital financing from a reputable lender. A quick turnaround time is typical of this type of financing, and it is designed to be used for immediate needs. With Merchant Fund Express, the repayment terms of working capital funding are typically daily or weekly payments of a set amount.
Without working capital, businesses are unable to meet short-term operational demands. These short-term demands can vary by season. Sometimes a company's available capital is sufficient and at other times more money is needed in order for operations to continue as they should.
A solution is easily found in a working capital loan.
At Merchant Fund Express, we specialize in providing flexible working capital solutions that grow with your business. Our streamlined approach eliminates the lengthy approval processes and rigid requirements of traditional banking.
Whether you need immediate cash flow for operations, inventory, expansion, or unexpected opportunities, we deliver fast funding decisions with transparent terms. Our industry expertise means we understand your unique challenges and can structure solutions that work for your specific business model.
Comprehensive financing options from $5,000 to $5,000,000
Get up to $1,000,000 based on your future revenue. Repay automatically through a percentage of daily transactions.
Finance new or used equipment with the equipment itself serving as collateral. Preserve working capital while getting what you need.
SBA-backed and conventional term loans for established businesses. Lower rates for qualified borrowers with strong credit.
Revolving credit that works like a business credit card. Access funds when needed and only pay interest on what you use.
Custom development and enterprise-grade technology solutions
Bespoke software solutions built to your exact specifications using cutting-edge technologies and frameworks.
Migrate to the cloud with confidence. AWS, Azure, and Google Cloud infrastructure management and optimization.
Leverage artificial intelligence and automation to streamline operations and gain competitive advantages.
Complete marketing services from strategy to execution - SEO, PPC, social media, content creation, and analytics all in one place
Dominate search results with data-driven SEO strategies that increase visibility and drive qualified traffic.
Maximize ROI with expertly managed Google Ads, Facebook Ads, and multi-platform advertising campaigns.
Build brand authority and engage your audience across all major social media platforms with strategic content.
We're not just another funding company. We're your complete business growth partner.
Fast approvals and funding
Personal relationship managers
Bank-level security standards
Solutions that scale with you
Personal Service
Local Expertise
Transparent Process
With Your Business
Get funding, technology, security, and marketing solutions all from one trusted partner.
Ready to discuss your business needs? Contact our experts today.
Miami, Florida
Serving businesses nationwide