Free, honest tools to understand the real cost of business financing before you sign. Know your numbers, compare your options, then get a fast decision from a direct funder.
Most business owners only see the headline number a funder quotes — a factor rate or a monthly payment — and never the true annualized cost. These calculators do the honest math so you can compare a merchant cash advance, a term loan, and a line of credit on equal footing. If you discover your current advance is expensive, Merchant Fund Express can buy it out and refinance it.