Fast, flexible financing for small businesses in 160+ cities and 36 states. From Miami to Seattle, Boston to Los Angeles — same application, same 24-hour decision, same $5K-$5M range.
As Featured In
We serve small businesses in 160+ U.S. cities — same fast process, same flexible products, no matter where you operate. Filter by region or search above.
Whether you're in Manhattan or Modesto, the process is identical: 4-minute application, 24-hour decision, funds in 1-3 days.
4-minute application from your phone or computer. No paperwork, no bank visits.
Soft credit pull. We review revenue, time in business, and bank deposits.
Decision in 24 hours. Compare terms across 6 product types.
Sign electronically. Funds in your account in 1-3 business days.
From Brooklyn delis to Houston trucking fleets, here's what owners across the country are saying.
"I needed $80K for new ovens before our wedding season. The bank wanted 6 weeks of paperwork. MFE had the funds in my account in 2 days. Period."
"My credit was 540 after a slow year. Three banks said no. Merchant Fund Express looked at my $40K/month in deposits and approved $150K. Saved my business."
"Applied at 11pm on a Tuesday. Had a $250K offer Wednesday afternoon. The whole process was on my phone. This is how lending should work."
Apply in 4 minutes. Get a decision in 24 hours. Funds in your account in 1-3 business days. Available in all 50 states.